Why Choose RJW Associates...

“Since being introduced to Robert Winterhalter some three years ago, I have nothing but praise for his knowledge when assisting me with financing requirements. Initially he found a suitable bridging loan lender and latterly sourced a mortgage lender for a number of properties. I have recommended Robert to a number of business associates and friends the "magic money man" so convinced am I he can work wonders where others often fail.

I have always found Robert to be cheerfully positive and professional without being over optimistic and you would go a long way to find better knowledge and expertise.”

Linda Slezak, Oxfordshire


“I have been using the services of Robert Winterhalter of RJW Associates for over 12 years. Robert has within that period successfully assisted me in my financing requirements with over 20 bank loans, be it for my own house refinancing, or for multiple property investment deals. Within the same period I have recommended him to a dozen or so of my friends and acquaintances, the result has also been equally successful with many satisfied new clients. Robert is the ultimate professional, does what he says he will do, never promises what he cannot deliver, is an excellent communicator, is always ready to pick up the phone, I cannot remember a time when I needed to chase him for anything. Having been in business for 25 years, these are the qualities I look for, but seldom find, I trust Robert’s wisdom and expertise, you will not find better.

RJW Associates deserve their success, and I know their success will grow, as their focus is totally on their clients’ needs”.

Ersin Sirer, London


“I have had the pleasure of working with Rob and Bev at RJW for many years. They have acted for me personally as well as for many of my private clients. The service is quick, efficient and their no nonsense approach makes them a valuable resource when acquiring property”.

Michael Bray MRICS IRRV. Bray Estates, Dorking, Surrey


"RJW Associates in a word are "Incredible". We have been using their services now for 12 years and we would not know what do without them! Fast, efficient services each and every time! Perfect!"

Mr & Mrs A R Brogan, Biggin Hill, Kent


Rob's comprehensive and informative knowledge of the UK mortgage industry can only be commended. Without his transparency and sound advice my investment portfolio and personal home would not be in the comfortable position it remains, especially with current turbulent times. I can only highly recommend his services”.

Justin Barr - Osteopath, Surrey


“Robert Winterhalter was recommended to me by an estate agent friend, eight years ago, and since then he has arranged four mortgages for me. At every stage in the process he has always been happy to chat informally and give helpful advice without any kind of sales pressure at all – frequently recommending a course of action disconnected with his services if that is a better solution for me. In times of rising interest rates he has successfully negotiated fixed deals in advance, and prior to periods of low interest rates he’s fixed me excellent tracker mortgages. Both in prosperous and tough economic times, such as today, his advice and recommendations have always been correct, and he is available at any time to discuss any worries or to put my mind at rest. He works fast and decisively, combing the market for the best deals without fuss or prevarication. Most importantly of all, as a mortgage broker, he unfailingly thinks of his clients’ interests rather than his own, and I feel I can trust him unreservedly

Geoffrey West, Coulsdon, Surrey


“I have been dealing with RJW Associates since the company was formed. In all my dealings with Rob he has been courteous, honest, focused and always puts the customer first. You are never forced to buy one particular product and the focus is always on which product is the right one for you.

A big advantage in dealing with Rob is that RJW Associates is not tied to any one company’s product, allowing the best deals to be found and like for like comparisons to be made.

Rob appreciates the busy lives people lead and is always happy to visit the customer at a location and time convenient to them.

I would not hesitate in recommending RJW Associates’ services and have done so on several occasions”.

Mark Howarth, Walton on Thames, Surrey


“RJW Associates have been superb in assisting us with our Mortgage and Life and Home Insurance policies, giving us the peace of mind we needed.

Rob's attention to detail, service and prompt delivery has been brilliant and makes the difference!”

Damien Roberts, New Malden, Surrey


“After a chance meeting at a wedding fayre in 2000, I have used RJW Associates for all my financial requirements.

RJW Associates has been there for all of my house purchases and my other insurance policies, I have found their honest, straightforward attitude reassuring. They have empathy with our personal situation and they don’t push us into anything we don’t need, but on the other hand they make sure that we are making the right choices for our family.

I am so happy with RJW Associates that I have recommended them to my parents and have no problem in recommending them to anyone else in the future also”.

Robert Manik, Orpington, Kent


"RJW Associates has helped me and members of my family with advice, discussing options and finalising mortgage products over several years. Rob is very professional and patient but also down to earth; he explains things in a straight forward way which is easily understood plus he will search for products that suit your individual needs.

I have been very happy with the support and service received from RJW Associates and will always recommend them to anyone looking for similar products”.

Miss L Roffey, Croydon, Surrey


"From a chance meeting at a wedding fair over 10 years ago, RJW Associates have successfully guided us through the myriad of financial planning options available from life assurance and pensions to mortgages and investment properties. RJW Associates offer excellent advice and are very approachable. We have, and will continue to recommend their services!"

Cassandra & Jade O’Neill, Hertfordshire.


"I have used the services of RJW Associates for more than 10 years. Each time I have found them to be professional, friendly and reliable. I have no reservations in recommending them”.

S Rahim, Croydon, Surrey