First Time Buyers’ - Advice is at Hand

For first time buyers, the housing and mortgage market can be a bewildering place. It’s often hard enough just finding your ideal first home, but then what about……

  • How much can I borrow?
  • Do I need a deposit?
  • Which is the best bank or building society for me?
  • What type of mortgage should I have?
  • What other costs are there?

We can help

As a first time buyer, mortgage hunting can seem a little daunting – but not with RJW Associates. We’ve already checked out the first time buyers’ mortgage market, finding the best introductory offers, the lowest interest deals and most flexible options – all from reputable lenders.

In recent years the banks’ criteria has become much tougher. Perhaps you haven't managed to save a decent deposit yet, or maybe you're worried you might not be able to afford a mortgage on your income alone. Even if this is the case, there are options open to you. This includes sharing a mortgage, guarantor mortgages, and we will also continue to monitor any new Government schemes that are announced for first-time buyers facing affordability issues.

Our Expert Mortgage Adviser at RJW Associates will guide you through the entire process. Using plain English we will help you through the stages step-by-step, working out how much you can borrow, how much it will cost, and what type of mortgage may be most suitable for you.

On your behalf, we will take care of all the paperwork, and liaise with Estate Agents, Lenders, Surveyors and Solicitors.

Let us do all the work

Just give us a call, our complete mortgage service will help you to sit back, relax and concentrate on your plans for setting up your first home.

Take at look at our Step by Step Buyers’ Guide

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER DEBTS SECURED ON IT.

RJW Associates act as credit brokers and will liaise with lenders on your behalf.